Its annual payments report found that alternative payments accounted for 3.8% of transactions in 2023, rising to 4.1% in 2024 ...

An incorrect address on your credit report is one at which you've never lived and it can be a signal of identity theft.

Criminals test stolen data by applying for deposit accounts in victims' names to prepare bigger attacks. Learn why banks won't share fraud details.

If you're not concerned about your credit score, you're probably not regularly checking it. By ordering a free copy of your reports from the "big three" reporting agencies -- TransUnion, Experian, and ...

Your credit score is the key to your financial future: It can determine whether you get approved for a credit card, car loan or mortgage, and what interest rate you'll pay. In some cases, your score ...

We collaborate with the world's leading lawyers to deliver news tailored for you. Sign Up for any (or all) of our 25+ Newsletters. Some states have laws and ethical rules regarding solicitation and ...

Amid an uncertain economic outlook, credit application rates have remained largely stable in the past 12 months, staying at a relatively low level of 41.1%, during October, the Federal Reserve Bank of ...

A court ruling this summer canceled a President Joe Biden-era federal effort to remove medical debt from credit reports. Now the Trump administration is seeking to thwart similar state efforts, ...

The debt includes mortgages, car loans, credit cards and student loans. Americans’ household debt levels – including mortgages, car loans, credit cards and student loans – are now at a new record high ...

A federal rule restricting the debt’s inclusion has been canceled. Now, the consumer bureau is trying to overturn state restrictions. By Ann Carrns A court ruling this summer canceled a Biden-era ...

The Trump administration has issued an interpretive rule that undermines state laws forbidding the inclusion of medical debt on consumers’ credit reports. The guideline published in the Federal ...

The Trump administration has issued new guidance that could undermine ongoing state efforts to keep medical debt off consumers’ credit reports. The Consumer Financial Protection Bureau (CFPB) released ...